Category Archive : Business

    Real Estate Investors

    Why the little known Matuu Town is a hot Target for Real Estate Investors

    Matuu is a growing town in Machakos County. It is located along Thika – Garissa highway and 2 hours’ drive from Nairobi CBD. It is also an hour’s drive from Thika Town. Across Machakos County, Matuu is one of the fastest growing towns that is growing in leaps and bounds.

    According to 2019 census, Matuu town had a population of 12,073. This population enjoys amenities such as complete hotels, petrol stations, schools, hospitals, churches, supermarkets, wholesale depots, hardware shops, a police station and a bustling bus terminus which gives it an urban feel across all fronts.

    Over the last couple of years, there has been a rise in demand for real estate properties in Matuu due to its unique features that it have.  The little known town has been attracting investors across the country due to a number of factors.

    The town’s strategic location is one of the factors that has drawn the attention of investors from across the country.  The town is accessibleeither from Nairobi CBD, Thika, Embu and Kitui Towns.  This location gives the town an upper hand in investments making it possible for investors around the area to put their money here due to the central location.

    Infrastructure is another huge factor placing Matuu as a top investment destination. Surprisingly, research reveals that appreciation of land prices goes up to 12 times its original value after major infrastructural projects are completed in an area. Some few years back land in Matuu was selling at Ksh 99,000 but when some key roads were tarmacked, the prices shot up.

    When Kivandini – Masinga Road was tarmacked the real estate market in Matuu was opened up. This road is just off Thika – Garissa highway which is another busy road connecting various towns between Matuu and Garissa Towns. This has made Matuu and Musingini areas accessible and prime for real estate investments.

    Further, a cement factory will open up in Kithimani or Matuu Town in Yatta Sub County. This brings to nine the number of cement plants pitching tents in Machakos County. This will further open up Matuu area to numerous investment opportunities through job creation.

    A number of markets in Matuu town have also made it a great economic hub. Markets such as Malikiti, Kyasioni, Kimangu and Kivandini draw a huge population to the town thus boosting the town’s economy. All these developments and amenities give Matuu a promising future both for locals and investors.

    There are a number of real estate companies such as Username Investments offering properties for sale in Matuu. Some prime plots in Matuuare retailing with prices as low as Ksh 299,000 for an eighth acre (50 x 100) plot. Subdivision of land in the area is fast and title deed processing is also hustle free and investors get their title deeds on time. This builds more confidence to investors who are betting on the towns’ potential to reap benefitsand develop their properties.

    The construction industry in Matuu enjoys a major boost with quarry stones easily available across Yatta. This makes construction easier in Matuu because the materials are available within the locality. Matuu soil type is also ideal for construction and farming because the drainage is good.

    Soon, Matuu Town will grow to become a prime satellite town for Thika, Embu, Garissa and Machakos Towns. If you are an investor looking for a prime place to invest in affordable properties in Kenya, you can consider Matuu area.

    Contracts and their undeniable importance in a business

    Contracts and their undeniable importance in a business – Things to know

    Not only the small business owners but also the major companies and independent contractors will need business contracts. When products, services, or duties are traded in lieu of a fee, it is smart to form a contract between the parties. Commercial contracts are usually enforced with legal action, and hence they even protect the parties from being taken unduly advantage of. 

    Business contracts are usually implied, verbal, or written. The most common forms of business contracts are:

    • Sales or lease agreements
    • Employment contracts
    • Tenancy contracts

    The basics of a business contract

    Whenever two business parties come together to sign a contract, they take on certain rights that have to be in perfect tandem with the rights and responsibilities of the other party. You need to have a proper balance between what is promised and what is required of each party. 

    Do you want your business contract to be held up in court? If so, there are certain things to bear in mind. Check out the sample templates and contracts so that you’re sure about not missing out on any necessary details. You may even collaborate with a business lawyer who will ensure you draft a valid and good contract. Click here to learn more

    Do you read the fine print?

    The most important part of any contract is the deal that is made. However, the fine print is also vital for the business agreement. Business firms that wish to maintain some form of competition need to be careful while creating a perfectly formulated fine print that will make the deal better. 

    Different types of business contracts

    There are a few other kinds of contracts that include:

    • Wills
    • Power of attorney agreements
    • Wills
    • Construction contracts
    • Bill of Sale contracts

    There are unilateral contracts that include one party promising to make payment and something equivalent for the performance of a specific task. On the contrary, bilateral contracts exchange the promise of one party for the promise of another. Though contracts don’t always need to be written, implied and verbal contracts are tougher to enforce. 

    So, if you’re someone who needs help with the drafting of a business contract, all you need to do is post your legal requirements on the legal marketplace. There are the best lawyers who can help you design the most effective business contracts that will protect both parties involved in the deal. 

    Public transportation

    The benefits of public transportation

    It’s important to consider the benefits of public transportation when determining budgets and designs, especially in the early planning stages. The following are eight benefits of transportation:

    1.  Contributes to the improvement of community health

    Historically, public transportation has played a significant role in improving community health and wellbeing. By walking to and from their transit stop, public transit riders increase their physical activity to address the obesity epidemic. By using public transportation, people might be able to achieve the recommended 30 minutes of physical activity per day.

    2.  Community Economic Benefits

    Around $4 can be generated in economic gains in the community for every dollar invested in public transportation. The plan includes supporting a skilled workforce, cultivating business clusters, and attracting tourism.

    Rather than driving to a transit stop, people can stop for snacks or coffee while walking. This also benefits small businesses. Moreover, a homeowner selling residential property near a public transportation stop might receive a higher offer, which benefits both the seller and the city’s tax base.

    3.  Increases fuel efficiency

    It is possible to outfit buses and other public transit vehicles with alternative fuel sources, one of the most technical benefits of public The use of renewable resources for fuel is prevalent in some transportation systems, while others are entirely electric.

    The fuel efficiency of public transportation is better than that of other gasoline-powered vehicles. A comparison of the average miles per gallon of private cars versus the number of transit buses or trains shows less fuel is consumed when using public transportation.

    4.  Air pollution is reduced by public transportation

    By integrating public transit, cities can reduce fuel consumption and improve air quality. Day-to-day commutes account for approximately 85% of greenhouse gas emissions from transportation. It is possible to save up to 20 pounds of carbon dioxide each day by leaving the car at home.

    5.  Congestion is reduced

    The growing population demands improvements in road infrastructure, which can be expensive and time-consuming. While road construction often improves the situation, it can sometimes make it worse. There are fewer vehicles on the road since more people use public transportation, such as buses, trains, and other public systems.

    6.  Enhances mobility within communities

    Regardless of where riders live, intercity transit allows them to travel throughout the region. People who cannot drive sometimes rely on public transportation to get to their destinations since they do not have the ability to drive.

    7.  Transport System that Provides Equitable Access

    A city’s economy can be improved by giving more people access to public transportation, which allows them to get to work more easily. For those without a car, they can earn a paycheck without needing to buy gasoline or rely on someone who owns a vehicle.

    8.  Commuters are more productive when they use public transportation

    A driver should only focus on driving when behind the wheel. The use of a smartphone while operating an automobile is even prohibited in many states. Driving can waste hours of time due to this multitasking limitation.

    Alternatively, public transportation riders can spend their commute more productively. On the way to work, people can read, sleep, and relax.

    Employee Retention

    How is Employee Retention Tax Credit a boon for businesses?

    When you ask CFOs and business owners whether or not they’ve heard about the Employee Retention Credit or the ERC, they’ll answer in the affirmative. But the moment you question them further about the program, you’ll probably get to know that they have just applied for the PPP (Paycheck Protection Program) loans and they think they’re similar to ERC.

    If you too are an employer who is not sure about how ERC works, click here to learn more about it. Here are a few things that you should know about this government-backed program. 

     

    There is no similarity between PPP and ERC

     

    Although both are a part of the CARES (Coronavirus Aid, Relief, and Economic Security), the ERC isn’t similar to the PPP. This is nothing but supplemental credit and no company should miss out on this benefit without realizing it. 

    This ERC program was introduced to assist businesses in retaining their workers and staying away from forced layoffs during the pandemic situation. Eligible businesses receive a per-employee credit and this amount is based on a percentage of qualified health insurance benefits and wages paid to workers. 

     

    Is it still given to businesses that took out PPP loans?

     

    After the Consolidated Appropriations Act was passed in December 2020, this restriction was done away with. Hence, the employers who had already applied for PPP loans could again apply for the ERC and they could do that during the initial three quarters of 2021. 

    The businesses that retained their employees throughout 2020 and 2021 could still qualify for this credit, even after receiving PPP loans. As the pandemic is still there and there are many small and medium-sized businesses that are still bearing the brunt, obtaining this extended credit makes good sense for the business. 

     

    Who qualifies for ERC?

    ERC is a redeemable tax credit that can be claimed quarterly from 12th March 2020, till the end of December 2020 along with the initial quarters of 2021. An employer can claim this credit and offer a payroll reduction during that time period. 

    Two categories of employers can qualify for ERC – small and large. The size of a business depends on the total number of full-time employees. Large companies are those that have more than 100 employees. 

    So, now that you know the details of ERC and how it is a boon for businesses and employers, you can file for the claim if you think you qualify. 

    What To Look For in iPaaS Vendors

    What To Look For in iPaaS Vendors

    When considering an iPaaS vendor, you want to consider several factors, like the ease of use, pricing, and long-term scalability and integration potential. The vendor should provide an intuitive interface that is easy to learn, use, and integrate with existing systems. The vendor should also offer comprehensive training and support so that users can get up and running quickly.

    However, there are other features and tools you should look for when you integrate an iPaaS solution into your workforce. With data integration tools, integration platforms, on-premise applications, and other tools, it’s essential to know what does and doesn’t work in the iPaaS sphere.

    Support and Documentation

    When you’re looking for an integration platform or iPaaS solution, you want to prioritize one with support for different systems and setups. Good support and documentation are critical to the successful implementation and ongoing use of criticaliPaaS. The vendor should have a robust support infrastructure with knowledgeable and responsive support staff. The documentation should be clear and concise, explaining how to use the product and solve common problems.

    Pricing

    When considering an iPaaS vendor or iPaaS solution, pricing is an essential factor to consider during financial planning stages. However, it is not the only factor. Vendors offer a variety of pricing models, so it is crucial to understand which pricing model will work best for your organization.

    Some vendors offer a subscription model, where you pay a monthly or annual fee. Other vendors provide a pay-as-you-go model, where you only pay for the resources you use. And still, other vendors provide a hybrid model, which combines aspects of the subscription and pay-as-you-go models.

    It is essential to understand the pricing models of each enterprise iPaaS vendor so you can make an informed decision about which vendor is the best fit for your organization’s application integration needs and your customer experience. Find cloud services or an on-premise solution that works with your budget and big data requirements.

    Evaluate the vendor’s platform capabilities.

    When evaluating an iPaaS vendor, it is vital to consider the platform’s digital capabilities. The vendor’s platform should support the integration requirements of your organization. The platform should also be able to integrate with your existing data management systems and applications and interface properly.

    The vendor’s platform should also be able to accommodate the scalability requirements of your organization. The platform should be able to support the growing number of cloud integrations and users. The platform should also be able to handle the increasing volume of data post-integration to support greater workflow automation.

    Company Size

    When considering an iPaaS vendor, it is essential to look at the company size. More prominent vendors typically have more resources and are better equipped to handle a more extensive customer base. They also have more experience in the industry and can offer a broader range of features and services.

    However, it is also essential to consider the vendor’s size in relation to your own company. A small vendor may be more agile and quickly adapt to your specific needs, while a large vendor may be more expensive and have a longer implementation timeline but provide key features and new integrations to enterprise customers.

    When evaluating iPaaS vendors, consider the following factors: company size, features and services, implementation timeline, and cost.

    iPaaS Vendors Comparison

    Looking at an iPaaS vendors comparison can bring up some factors to consider. The first, and most important, is the vendor’s ability to meet your specific needs concerning new integrations. Some iPaaS vendors are better suited for particular industries or use cases than others. You’ll also want to consider the vendor’s track record. For example, howFor example, how long have they been in business? How many customers do they have? What are their customer satisfaction ratings?

    The vendor’s technology is another critical consideration. What platforms and tools do they support? How robust is their technology? Is it easy to use? Finally, you’ll want to consider the vendor’s customer service and support. How good is their customer service? What kind of support do they offer? When considering iPaaS vendors, it’s essential to weigh these factors and find the vendor that best meets your needs.

    Boost Your Chances of Quick Home Loan Approval

    How to Boost Your Chances of Quick Home Loan Approval?

    A home loan can finance the purchase and renovation of a residential property. Whichever is your future plan, it’s a good idea to learn in advance how to get quick approval for the best home loan. Here are some useful ways to increase your chances of fast home loan approval.

    Make Use of Your Income

    Do you have a high annual income? Then you can prove it to the lending bank with the necessary income proof documents for a quick home loan approval. A high income can also help you get a loan of a higher amount. That’s because the bank then concludes that you earn enough to afford a big loan and can, therefore, repay it over the chosen tenure. So, there’s no problem in granting your loan request right away.

    Build a Good CIBIL Score

    A CIBIL score is calculated based on the history of your credit and loan repayments. It shows your creditworthiness. Therefore, before approving a home loan, a lending bank in India will check your CIBIL score. It’s a 3-digit figure ranging from 300 to 900. A high score (700-900) can help you get a big loan quickly. Plus you can enjoy the best home loan interest rates. So, boost your CIBIL score with regular loan EMI and credit card bill payments.

    Add a Co-Applicant with High Creditworthiness

    Don’t be upset if you don’t have a high credit score. Just see if you can add a close family member like your spouse with good creditworthiness as a co-applicant to the loan. This can increase your eligibility to apply for a home loan and the chances to be granted the loan quickly. Also, then again you can get access to the most competitive interest rates and a large loan amount.

    Be a Loyal Customer of your Bank

    Have you been a well-performing or loyal customer of your bank or share a good rapport with it? Then you can use this fact to your advantage when applying for a home loan. When the bank finds out that you have never kept any dues and cleared all payments and been a trusted customer for a long time, it will gladly offer you a loan without delay.

    Look for Easy Documentation

    The best bank for home loans not only asks for a few basic documents but also allows you to apply for the loan online. This ensures your convenience and a faster turnaround time.

    When it comes to documentation, you may only have to submit:

    • Valid address, identity and business proofs as required
    • Property Proof
      • Possession/Allotment letter
      • Photocopy of chain title documents and draft sale deed
      • No objection certificate from the society
      • Any other necessary documents based on the legal report
    • Valid income proof
      • For salaried applicants: The latest ITR or Form 16/ last 2 months’ salary slip/ last 6 months’ bank statement/
      • For non-salaried applicants: P&L statement or balance sheet/ bank statements of the last 6 months or credit card statements/ latest ITR/ GST returns

    Remember to check your EMI amount using an online home loan EMI calculator offered by the best bank on its official website.

    How RPA and Intelligent Automation Can Help Your Organization?

    Intelligent automation (IA) is a combination of two technologies that are robotic process automation (RPA) and artificial intelligence (AI). Both of them work together to allow people to manage their end-to-end business processes with complete automation and address the issues of rapidly changing digital technology.

    AI & RPA: Individual Definitions and Functions

    The term ‘AI’ is artificial intelligence also refers to technology that can solve many problems with software testing. Many businesses have AI-based mobile and web applications because it allows them to make big decisions and reduce their mundane and tedious tasks due to testing and custom development.

    The technology has already improved the lives of customers by offering them unique software like Amazon’s Alexa, Apple’s Siri that allows users to confirm the flights, check the weather, get answers to questions, perform searches, and much more.

    RPA is another technological application that strives with one single mission that is to automate the business either through robots or software. The procedures can be anything from deploying intelligent bots to create automated mailing lists to repair software systems.

    With RPA systems, you can smoothly manage the business-based daily operations, which requires too much repetition. On the flip side, the functions of AI (artificial intelligence) focuses on finding more creative solutions and innovative answers to problematic issues. With AI, one can derive the data patterns with the utmost ease and make the analytics-based predictions to improve the business landscape.

    Due to many similarities in AI and RPA, many IT firms have started to launch intelligent automation software to maximize machine learning because it makes the interaction between suppliers, customers, and employees more satisfying and profitable.

    By using Robotic Process Automation (RPA) and Artificial Intelligence (AI), which are equal to Intelligent Automation (IA), organizations can streamline any sort of procedure from start to finish. A typical end-to-end process includes both structured and unstructured data. Similarly, it classifies the document using AI and assists in passing the required actions to RPA.

    How Does IA (Intelligent Automation) Perform?

    Intelligent automation operates with the use of cognitive technologies and further integrates with RPA. Unlike traditional automation that depends heavily on structured data inputs and codified instructions, the IA gives help to each phase of the automation cycle and ensures advanced improvements.

    In the initial stage, the IA cycle starts from the process discovery. One of the powerful tools of artificial intelligence automatically detects people’s work activities, pinpoints the ideal workflows, and suggests a path to automation. In the automation stage of development, smart automation needs to be applied with AI to obtain the human chat conversation, unstructured information, video, and audio, which again is vital for making end-to-end optimization better.

    Benefits of Using RPA and AI in a Reality

    As we discussed earlier, automating any business processes with the combination of AI and RPA is extremely easy, specifically when it comes to tackling complex issues in reality. The blend of artificial intelligence and robotic process automation enables the development team to design cognitive bots and gives them access to make well-informed decisions. Due to intelligent automation in the new era, it gives the crisp opportunity to think about how businesses work and integrate with the technology and people. Here are some business benefits of RPA and AI:

    • Minimizes Operational Obstacles

    Cognitive automation is mainly curated for handling the inconsistent methods and the data, which is present in an unstructured format. Furthermore, the primary purpose of merging the RPA and AI in intelligent automation is to offer easy navigation for legacy systems and connect the front & back-office operations with other functions.

    • Improve the Organization’s Cybersecurity

    Regression testing is always performed on artificial intelligence (AI) as it is useful for gaining the performance metrics of mobile and web applications. Similarly, mobile test automation is considered more of a monitoring tool than a functional testing tool. Therefore, the same process followed by intelligent automation and RPA while implementing the data structures and analyzing the networks better to protect the business from cyber attacks.

    • Avoid Exceptions and Errors

    Many software testers and RPA specialists are available in the market that one can prefer to improve the accuracy and efficiency of complex procedures and routine tasks. Besides this, the automation bots are intelligent enough to lessen the exceptions and errors.

    • Delightful Customer Experience

    Compared to the manual systems, intelligent automation delivers accuracy, more consistent results, faster response times, and guarantees the delightful customer experience while working with this top-notch platform. There is no need to worry about the complexity during running the business applications because the intelligent digital workers are flooded in the market to fulfill the particular requirements related to the AI and RPA. Additionally, the intelligent process automation systems proffer the fraud detection and monitoring capabilities to the employees and keep them more focused at the time of using unique objectives and skills.

    • Organize & Process Complex Data

    No matter how large and complex data you have in your application, the framework of the IA works wonders with the tools to collect, store, capture, and manipulate the records from unstructured sources. Financial advisory with a smart virtual assistant can be taken instantly during complex tasks such as the opening of new accounts and the processing of retirement rollovers.

    • Greater Compliance with Regulations

    Previously, the industries used manual inputs to solve legal matters. But from now, the data will be secure swiftly with the intelligent process automation tools. Whether it would be the matter of record retention, meeting the financial regulation, and uphold the sales policies, assures the management of workflows without human interference.

    Major Reasons Why RPA and AI Combined in a Single Package

    • To reduce human errors from the client’s projects that mainly happen by the workforce.
    • Boost the productivity of your organization.
    • Manages data more effectively and saves extra spending.
    • Maintains transparency in projects through customized reporting support and tailor-fit dashboard.
    • Save the workforce from monotonous and painful tasks.

    To Conclude

    With the execution of intelligent automation, you can generate a high ROI in business and can leverage the brand value. If you want to combine the business model with this powerful technology, you can talk with the online experts. They have employees to give you customer satisfaction and considerably deliver your project at minimum cost.

    Author Bio: Claire Mackerras, is a Senior QA Engineer & Editor associated with Bugraptors specialized in software testing services. She is passionate about writing on technological trends for manual & automation software testing.

    Why Prefer To Hire Packers And Movers For Your Relocation?

    Are you in a rush to relocate your home? If so, then hiring Movers and packers pune is the right choice. In a hectic lifestyle, people are finding it hard to relocate the home on their own, right? Moving from one place to another place is tiresome and so you need to put a proper plan to carry out the relocation process. When you are thinking to carry out the relocation on your own, then you need to plan properly, schedule time, pack items, and much more. Besides, you will never get any experience in handling heavyweight furniture, fragile items, and much more.

    That is why; professional packers and movers are needed and help you to shift you and your belongings safely to a new destination. Since a moving company has a dedicated team and vast experience in the relevant field and so make your relocation hassle-free and stress-free. No matter what type of relocation it might be, but packers and movers are here that helps you to shift even difficult shifting process into simpler and easier. Have a brief look at the following article and know the significance of choosing packers and movers!

    Why choose packers and movers?

    With the help of the latest and advanced packing materials, professional movers help you to shift everything within a few hours. To book your appointment, you need to make a call, and experts will reach your home and analysis your home at first and come to know the things needed. Based on your non-movable things, experts offer estimation and fix a day to make the relocation process. Here comes the reason why one should choose packers and movers.

    • Well trained and dedicated team and friendly workers
    • Excellent customer service
    • Well-equipped and advanced technology
    • Weekend offers
    • No hidden cost
    • Insurance coverage
    • Affordable price
    • High-quality and speedy services
    • Right and advanced packing materials

    Many people are thinking that hiring professional packers and movers are expensive and so they decide to do it on their own, right? If so, then it is ridiculous since hiring a moving company will help you to save time and money.

    How great the service of packers and movers?

    Yes, with the help of a huge range of packing materials, packers help you to pack your possessions with the utmost care. Some of the packing materials are wrapping boxes, tapes, partitions, unbound boxes, cardboard boxes, bubble covers, and many more. Packers help you to hold your belongings tightly inside the wrapping box and help you to protect your items while transporting your goods!!

    Unless you don’t have strong guidance on your side, you can’t able to move your existing place on your own. Most of the services are affordable and perfectly fits your budget. Rather than hiring Movers and packers pune, it may cost high when you are doing the shifting on your own. Feel free to call the customer support number to book the service..! Choose the right type of moving services right now….!!

    Housing: Understanding how the Home Loan EMI Calculator works

    A home loan is the biggest loan an individual borrows. It is a high value loan. It often lasts for over two decades and keeps the borrower indebted until the principal loan amount and the interest is paid off in full. Since it is the biggest loan for most of you, it makes sense to consider your finances and affordability before a home loan is taken. You have to get used to the fact that a fixed portion of your income will go towards equated monthly installments or EMI payments for many, many years together.

    In order to help you understand the nature of your EMIs, you can take help form a freely available online tool, known as the home loan EMI calculator. The calculator is typically available for free, unlimited usage on all lender websites. Let’s find out what a home loan EMI calculator is, how to calculate home loan EMI and the many benefits of using the home loan EMI calculator before you apply for a home loan.

    What is a home loan EMI calculator?

    A home loan EMI calculator is basically an online tool that can help a loan borrower compute the payable EMI amount against the home loan. There are three basic components of the home loan EMI calculator are as follows:

    1. The Principal amount field
    2. The loan tenure (in months) field and
    3. The interest rate field

    The calculator helps the borrower understand how much  EMI he is to pay over a stipulated tenure at an interest rate determined on the basis of the loan amount and tenure. Most of the lender websites have this tool freely available. You can put in several permutations and combinations of tenures or interest rates to determine an affordable EMI. You can simply keep inputting different principal loan amounts (by adjusting your down payment), interest rates and tenures and keep a record of the payable EMIs based on these figures.

    Home loan EMI calculation formula 

    Your home loan EMI calculator works using the below formula

    The EMI calculator uses the following formula:

    EMI = [P x R x (1+R)^N]/[(1+R)^N-1]

    As per the formula

    EMI = equated monthly installment

    P = principal loan amount i.e. amount borrowed as loan

    = rate of interest (fixed or floating) levied on the home loan amount

    = Repayment tenure or the number of installments to be paid on a in monthly basis

    In the above;

    Principal loan amount: The principal loan amount is the actual sum you wish to borrow. If you intend to purchase a home worth one crore, you must factor in your down payment amount and only input the borrowed amount. For instance, if the property value is one crore, and you can afford to pay 25% as down payment, then according to the home loan EMI calculator, the principal loan amount would be 75 lakhs. The lender will apply the interest rate to the 75 lakhs and the EMI amount is determined on the basis of the principal loan amount, interest rate and tenure.

    Interest Rate: You are supposed to pay an interest rate on the loan amount sanctioned. Each lender offers a different interest rate and you can find the minimum interest rate offered by your chosen lender on their website. On the home loan EMI calculator, you must consider minimum the interest rate offered by your chosen lender and input the figures accordingly. Most lenders offer home loan  at an interest rate of 8.50% and above. Furthermore, the borrower can opt for a fixed or floating rate of interest as well.

    Tenure: You must also input the loan tenure in months. Since home loans are high value loans, you can get them for tenures lasting anywhere between 15-20 years. However, keep in mind that a high tenured loan comes with high interest rates.

    How does the home loan calculator work?

    In order to calculate the monthly EMI on the home loan EMI calculator,  you can either input the figures or use the slider provided in the home loan EMI calculator to adjust the values for the principal loan amount, tenure and interest rate, depending upon the type of calculator available on the lender’s website. The slider can be moved easily from left to right, with the mouse and can be used to select the loan amount, tenure and interest rates. You can keep changing and adjusting the figures while the calculator computes instant and accurate EMI amounts in a matter of seconds.

    Experience Living In The City Of Nawabs-Hyderabad

    People who move to the Pearl City are introduced to its famous cuisine and culture along with ample opportunities in its sprawling IT and manufacturing sector. Over the last few decades, Hyderabad has become a hub for young talent, and its neighborhoods now buzz with constant activity, both professional and recreational.

    The city of Nizams,Hyderabad has always known to be a luxurious city with a royal history waiting to be explored. However, people who move to Hyderabad for work or higher studies, find it difficult to find a place to live where one can have his/her own space. With the introduction of co-living in India, bachelors can now enjoy private space along with shared communal facilities. Gone are the days when deciding to live in Paying Guest in Hyderabad was a task to have second thoughts about. Nowadays, living in Paying Guest  in Hyderabad is the new way to live and we’ve found the best paying guest options for you to explore in Hyderabad:

    1. Manikonda,

    Rent starting from 13000 per month
    Locality: Financial District, Hyderabad
    Available For: All (Men/Women)

    If you’re living in Hyderabad, you’ve to live in style and this property is so big you’d feel like a Nizam too. Located in a highly secured Gated community in Financial district. Manikonda in Hyderabad is a place you can call home without a doubt. This co-living home is ideal for those working in or around ICICI towers, Microsoft, Amazon and Wipro circle. In this exquisite property single and double sharing options are available. In addition, you avail premium services such as meals on subscription, daily housekeeping, gym and swimming pool access. The rent includes shared facilities like washing machine, fridge, microwave, common lounge area, dining space and round the clock security.

    2. Gachibowli

    Rent starting from 7000 per month
    Locality: KPHB, Hyderabad
    Available For: Men

    Equipped with homely facilities like dining table, beds, washing machine, fridge air-conditioning and sofa set, this property is ideal for people studying or working near Hi-tech city, Kukatpally, and KPHB. Other amenities include Wifi, TV with DTH, Lift, Power back up, housekeeping and CCTV. Non-AC variant is also available for people who are looking for a budget Paying Guest in Hyderabad.

    1. Madhapur,

    Rent starting from 8000 per month
    Locality: Madhapur
    Available For: All (Men/Women)

    Madhapur’s proximity to Hitech city and Whitefield makes it a very sought-after area for living in Hyderabad. The place has marble flooring and woodwork throughout the house. The rent is well within the budget of students as well. Included with the monthly rent are shared services and amenities such as fridge, washing machine, microwave, housekeeping, all day Wi-Fi and security. Food is also available on a subscription basis.

    1. Hitech City

    Rent starting from 7300 per month
    Locality: Gowlidoddy, Hyderabad
    Available For: Men

    This a cozy place with a budget that suits all. Not only the tenants would enjoy a comfortable life with luxurious amenities like TV, refrigerator, AC, washing machine, but also a dining area and a balcony that overlooks the colony. Perfect PG for people working in nearby areas like Financial District, Q-City and Gachibowli. This is one of  most affordable and most visited area, so make sure you make a visit soon!

    The taking off the cost of houses in metropolitan urban cities like Hyderabad involves incredible concern, particularly for people who simply moved in from their home to satisfy their big goals. Consistently this can consume a major amount of money from their pocket. Then again, dwelling in a PG in Hyderabad might be increasingly practical yet it accompanies its own arrangement of difficulties. Living in paying guests in Hyderabad absolutely offers the best living course of action with prudent stays, community living that doesn’t settle on one’s privacy.

    It is a transitioning living pattern that attentively takes into account the requirements of students and working professionals in the city. In Hyderabad, one of the significant IT center points in the nation, the interest for reasonable rentals is consistently at its pinnacle. In the event that you are hoping to settle down with similarly invested people in a zone of your decision, it is ideal to select co-living quarters. They are completely updated rooms with recreational options and premium facilities. One should look at the accompanying locations to make sure about the best Paying guest accommodations in Hyderabad.

    All these mentioned areas are home to significant IT hotspots and business focuses. Thus, the inhabitants at the co-lounge rooms get the simplicity of transportation to their working environments.

    Here is an overview of the multi-faceted living involvement with the Paying guests in Hyderabad:

    • Avoid Mundane Tasks:

    These keen PG in Hyderabad apartments incorporate the arrangement for laundry service and housekeeping with the goal that your fundamental day to day errands are dealt with. This further reduces the expense of keeping house helps services, just like the situation when one lives on a leased floor.

    • Full-Access to Fitness Center:

    The Paying guests in Hyderabad have an undeniable space to exercise and we as a whole know the significance of getting normal exercise particularly with the expanding number of work area bound employments.

    • Attempt Your Own Recipe:

    Completely equipped well-furnished kitchen permits you to cook easily with the people of your choice.

    • Beneficial Recreation inside the Premise:

    There are assigned spaces for indoor games, movies, local gatherings, and other such easygoing social affairs to revive your brain. The endeavor is to cause you to feel at home in any event, when you are miles from your family.

    • Bond with Like-Minded Millennial:

    You can make the most of your solitude and furthermore trade intriguing discussions over some coffee.